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We've helped
hundreds of thousands of Canadians
get out of debt
We've helped
hundreds of thousands
of Canadians

get out of debt
Find your local MNP office



There are many reasons why people find themselves considering filing for bankruptcy, from job loss to divorce to an economic downturn. However, one thing remains consistent: no matter what your financial situation might be, MNP LTD can help. We’ve been providing assistance to Canadians struggling with debt for over 50 years through services such as debt consolidation, consumer proposals, bankruptcy filing and more.

Overview of the personal bankruptcy process
Bankruptcy is a legal process administered by MNP's Licensed Insolvency Trustees that provides immediate protection and a fresh start to individuals experiencing financial trouble.
Overview of the consumer proposal process
A Consumer Proposal is an agreement between you and your creditors that allows you to consolidate all your unsecured debts into one monthly payment over a fixed period of time. often for less than the full amount owing.

Is it time to consider bankruptcy or other debt help solutions?

Wondering about debt solutions or the bankruptcy process? You can file for bankruptcy at any time when you are insolvent. This is when your debts total at least $1,000 and you are unable to pay your debts as they come due. If you wish to make a consumer proposal, your total debts (excluding the mortgage(s) on your home) cannot exceed $250,000. To find out more about your debt management options, contact the MNP LTD office nearest you. 

How MNP LTD can help

When many people experience debt problems often their first thoughts are of filing bankruptcy. However, at MNP LTD we offer many bankruptcy alternatives, which may be more appropriate for your particular situation. Alternatives include: Consumer Proposal, Informal Debt Settlement and other debt management options. Select your province to ask your local MNP LTD Advisor about a free consultation today!

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